[MUSIC PLAYING] OK. You're thinking life insurance, and then you discover all the options, the ads, the offers. You're thinking, this could be easier, as easy as finding quality and value at Costco. As a member, you already trust us to research, negotiate, and handle all the heavy lifting for the select products we offer and Costco services are no different. Members get exclusive value from a select group of trusted service providers, like Protective life insurance company. Trusted coverage to protect what matters. Quality and value for services The Costco way. [MUSIC PLAYING]